Habitat for Humanity
Habitat for Humanity is a nonprofit, ecumenical Christian housing ministry which was founded in 1976 by Millard Fuller, along with his wife, Linda. Habitat's operational headquarters are located in Americus, Georgia and the administrative headquarters are located in Atlanta, Georgia
How does it work?
- Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses alongside the homeowner (partner) families.
- Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor (sweat equity) into building their Habitat house and the houses of others.
- Habitat houses are sold to partner families at no profit and financed with non-interest loans.
- The homeowners' monthly mortgage payments are used to build more Habitat houses.
How are partner families selected?
- Families in need of decent shelter apply to local Habitat affiliates.
- The affiliate's family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program, and their ability to repay the loan.
- Neither race nor religion is a factor in choosing the families who receive Habitat houses.
Habitat has built over 350,000 houses around the world, providing more than 1.75 million people in 3,000 communities with safe, decent affordable shelter.
Typically, Our Lady of the Valley participates in the construction of one Habitat home in the spring of each year in cooperation with other local churches.